Defamation: Libel, Slander & Social Media Social media posts allow us to keep in touch with friends and family. Social media allows a handy way to express our opinions. Blogs of all kinds are very popular. All age groups use these outlets for expression. What if a view point goes to far and someone takes offense and sues for defamation? …
Text Me!
Texting is a convenient way to communicate information that does not require much of an explanation. We can send and receive text messages that will become part of your policy records. You can now text an insurance agent information you need us to know and we can do the same in return. How it Works When you text an insurance …
Renting a Car, Truck or Trailer-New York
We get frequent questions about insurance for renting a car truck or trailer New York. So how does a New York auto insurance policy apply? Most questions surround renting a car for a vacation. However some are for business use as well. This post will also expand the information to include the renting of moving trucks and trailers. Rental Vehicle …
Kayaks, Canoes & Rowboats Covered?
Kayak, Canoe, Rowboat Insurance Do I Need Insurance for a Kayak? How does Homeowners insurance cover small watercraft on your premise or away from your premise? Separately insuring a kayak, canoe or rowboat is not common. Policies cover these watercraft in different ways. Refer to your home insurance for details. This article will outline general information that is common for …
Other Person Has No Insurance – Uninsured Motorist
Auto Insurance Coverage Series The auto insurance policy consists of different coverage parts. These parts have specific functions and one is Uninsured Motorist coverage. An insured’s injuries not compensated by an uninsured driver can be catastrophic. Uninsured Motorist coverage can provide relief. Confused? Need Insurance Assistance? Give us a call at 800-636-3684. New York Uninsured Motorist This article focuses only …
Car Insurance-Damage to Property of Others
Auto Insurance Coverage Series Auto Insurance consists of different coverage parts rolled into one contract. Almost all states require liability coverage to put a car on the road. Financial responsibility laws establish a minimum limit of liability for two components. Bodily injury and death claims have a coverage part and so does car insurance property damage. Car Insurance …
Car Insurance – Liability for Injuries to Other People
Auto Insurance Coverage Series Auto Insurance consists of different coverage parts rolled into one contract. Liability coverage is typically required in order to put a car on the road. Most states have financial responsibility laws that establish a minimum limit of liability for two components, bodily injury and property damage. This post is specific to the bodily injury portion, …
Is Cash Still King?
Cash may still be king! Cash, assuming it is real, may be a safer way to pay for you day to day expenses. My wife and I just recently had the experience of a debit card number being stolen. Not the actual card mind you, just the number. A card that was not used online nor …
Auto Insurance – Buyer Beware
Auto insurance is a requirement in virtually every state. We buy it because we have to and we choose limits that meet are needs and budget. What if I put car insurance to you this way. Every coverage pays you except for one. That’s right one. I have spoken to many people about auto insurance. Seems like …
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