property damage liability

Auto Liability Limits

Tom Wallace Auto Insurance

Property Damage Liability Not long ago a local bakery suffered a loss to their store, https://www.facebook.com/dolceandbiscotti/ The cause, a vehicle crashed through the storefront. The driver’s property damage liability limits become very important. Property damage liability limits often pay for damage to vehicles, however that is only part of the story. Other Types of Property Damage The bakery and landlord …

Usage Based Car Insurance

Tom Wallace Auto Insurance, Videos

Watch this video for a quick introduction to “usage based car insurance”. Or, read the transcript below. Usage Based Car Insurance Usage based car insurance becomes more popular each year. Underwriting can now include real world driving results. While traditional underwriting remains the main source of information these programs continue to grow nationally. Day to day driving tracked by an …

Other Person Has No Insurance – Uninsured Motorist

Tom Wallace Auto Insurance, Videos

Auto Insurance Coverage Series The auto insurance policy consists of different coverage parts. These parts have specific functions and one is Uninsured Motorist coverage. An insured’s injuries not compensated by an uninsured driver can be catastrophic. Uninsured Motorist coverage can provide relief. Confused? Need Insurance Assistance? Give us a call at 800-636-3684. New York Uninsured Motorist This article focuses only …

Car Insurance-Damage to Property of Others

Tom Wallace Auto Insurance, Videos

    Auto Insurance Coverage Series Auto Insurance consists of different coverage parts rolled into one contract. Almost all states require liability coverage to put a car on the road. Financial responsibility laws establish a minimum limit of liability for two components. Bodily injury and death claims have a coverage part and so does car insurance property damage. Car Insurance …